Term Loans
Traditional Business Loans With Predictable Terms
Get the capital you need with fixed payments you can plan around. Straightforward financing for expansion, equipment, inventory, and more.
Why Term Loans
Simple, Predictable Business Financing
Lump Sum Capital
Receive a one-time lump sum of capital to fund major business initiatives. Know exactly how much you're getting upfront for better planning.
Fixed Payments
Enjoy predictable monthly payments that make budgeting easy. No surprises — just consistent payments you can plan around.
Competitive Rates
Access competitive interest rates based on your business profile. Strong businesses get rewarded with better terms.
Flexible Terms
Choose repayment terms from 6 months to 5 years based on your needs. Match your payment schedule to your cash flow cycle.
Common Uses
What Can You Use a Term Loan For?
Term loans provide flexible capital that can be used for almost any legitimate business purpose. Here are some common ways businesses put term loan funds to work.
- Business expansion and new locations
- Major equipment purchases
- Inventory for large orders
- Hiring and payroll during growth
- Marketing and advertising campaigns
- Renovations and improvements
- Debt consolidation
- Working capital reserves
The Process
From Application to Funded in 4 Steps
Apply Online
Complete our simple application with basic business information. Most applications take less than 10 minutes.
Quick Review
Our team reviews your application and bank statements. We focus on your business performance, not just credit scores.
Get Approved
Receive your approval with clear terms, rates, and payment schedule. Review and accept your offer — no obligation.
Receive Funds
Once you accept, funds are deposited directly into your business account, often within 24-48 hours.
At a Glance
Term Loan Overview
Amount
$10K - $500K
Funding
24-48 hours
Rates
Competitive
Terms
6mo - 5 years
Questions
Term Loan FAQ
Ready to Get Started?
Apply for a term loan today and get the capital your business needs with predictable payments you can plan around.